2008-01-25

Investor Financing in this Crazy Real Estate Market (4)

Recommendations:

Short Sales:

If you are looking at a short-sale, don't automatically assume that conventional loans aren't an option.

I've closed several short sale loans in less than a week.

With preparation, a conventional loan can take only a few days more to close than a hard money loan.

Conforming Loan Sizes:

Stick with "Conforming" size loans and select properties that are smaller and will still sell or rent in a slower market.

A conforming loan is less than $417,000 and a "Jumbo" loan is greater than $417,000.

REO Properties:

For first time investors, REO (bank owned foreclosures) properties are a great way to buy wholesale.

You have time for due diligence, inspections and closing a conventional mortgage.

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